Buyer Resources

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Buyer Resources The Biweekly Mortgage- Who Needs It? The Biweekly Mortgage – Who Needs It? Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads […]
Buyer Resources The No- Cost Thirty Year Fixed Rate Mortgage The No-Cost Thirty Year Fixed Rate Mortgage Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees, […]
Buyer Resources Common Ways of Holding Title Common Ways of Holding Title Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take ownership of their property is important. The form of ownership taken — the vesting of title — […]
Buyer Resources Mello- Roos Mello-Roos Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Association (LTA) has answered some of […]
Buyer Resources Creative Financing Creative Financing Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial institutions know – […]
Buyer Resources Required Reporting to the I.R.S Required Reporting to the I.R.S. Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit and […]
Buyer Resources Your Savings and Down Payment Your Savings and Down Payment Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this […]
Buyer Resources Making a good first impression Making a Good First Impression Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer If you want buyers to be interested in your home, you need to show it in its best light. A good first impression can influence a buyer both emotionally and visually, thus prompting them to make an offer. In addition, what the […]
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Buyer Resources Plan of action Plan of Action Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer Analyze why you are selling – If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the […]
Buyer Resources Avoiding financial stress Avoiding Financial Stress Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the […]
Buyer Resources Build a plan of action and get ready Build a Plan of Action and Get Ready Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important […]
Buyer Resources Which ARM is the best alternative? Which ARM is the Best Alternative? Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage […]
Buyer Resources Your savings and down payment Your Savings and Down Payment Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this […]
Buyer Resources Finding the right seller Finding the Right Seller Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason […]
Buyer Resources Getting a legitimate lender and getting pre-approved Getting a Legitimate Lender and Getting Pre-Approved Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today’s market, that has proven to be one of the least effective methods in […]
Buyer Resources Hot, normal, and cold markets Hot, Normal, and Cold Markets Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer Hot Market This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each […]
Buyer Resources Importance of an inspection Importance of Inspection Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are […]
Buyer Resources Is buying a home still a smart plan? Is Buying a Home Still a Smart Plan Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it’s important to consider all of the facts. […]
Buyer Resources Thinking about buying a foreclosure property? Thinking About Buying a Foreclosure? Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer With the housing bubble burst and the subprime mortgage crisis, millions of homeowners found themselves unable to make their mortgage payments. Many found themselves owing more on the house than the home was worth. Many just walked away from their homes. As […]
Buyer Resources Use a Buyer’s Agent Use a Buyer’s Agent Posted on November 20, 2017 – 12:33 PM by Bob Pfeiffer It’s important that you choose an experienced agent who is there for you. Your agent should be actively finding you potential homes, keeping you informed of the entire process, negotiating furiously on your behalf, and answering all of your questions with competence and […]
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